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Insuring your performance vehicles
High performance vehicles are the kind of cars designed with specific performance capabilities. Discerning drivers may be after something that offers enhanced power (higher engine outputs) or enhanced braking and suspension systems.
As a result, high performance cars are going to incur a higher insurance premium compared to that of a regular car. That doesn’t mean that you can’t do anything to keep your insurance policy as low as possible.
Security
High performance vehicles are a magnet for thieves, so where you park your car is going to influence your insurance policy total. Aim to park your car in a secure location such as a garage or inside a gated driveway. You can even go that one step further and install a tracking device inside your car so that it’s easy to locate in the event of theft.
Location
Since car insurance fluctuates based on where you live, auto-insurance providers will determine your rate according to the likelihood of theft or accidents occurring in your neighbourhood. So where you live and plan to keep your performance vehicle is going to impact on your insurance quote.
Obey the law
Did you know that speeding fines can increase your car performance vehicle insurance? And if you’ve been caught driving under the influence of alcohol or prohibited substances, an auto-insurance provider may refuse to offer you a policy. So ensure that you drive safely and obey the law.
Do your homework
Shop around and do your research before signing up with one auto-insurance provider. By obtaining a cross section of high performance vehicle insurance quotes, you’re bettering your chance at finding a policy that has a good reputation and a low premium.
Additionally, if you haven’t purchased your performance vehicle yet and don’t have your eye set on a particular model, it’s worth researching the various insurance bands for models to get an indication of what you can expect to pay. You may find a similar performance car to the one you’re after that’s in a lower insurance band. Therefore, your insurance will be lower.
Specialist auto-insurance
Since performance vehicles are in a category of their own, auto-insurance companies that insure only performance cars exist. So take advantage of the exclusivity of owning a high performance vehicle and obtain a quote from a specialist insurer. You’re more inclined to get a better deal from them than a generic auto-insurance provider.
Get qualified
Some auto-insurance providers regard high performance cars as being more difficult to handle and drive. As such, they will increase the price of their insurance premiums to accommodate the added risk of an accident occurring. That’s why it might prove beneficial to undertake an advanced driving course. They’re designed to improve your driving skills in everyday conditions and emergencies. Auto-insurance providers may take this into consideration when calculating the cost of your policy and issue you with a cheaper quote.